Mortgage Brokers for First Time Buyers

95% Shared Ownership Mortgage

New Build Purchase.

Alex Kerr: First Time Buyer Specialist

New Build & Shared Ownership Mortgage Broker

Mortgage Chain are a specialist Shared Ownership Mortgage Broker and have helped many first time buyers onto the property ladder, using this method.

Sometimes when buying a New Build Property, you need to put at least 10 or 15% down as a deposit.

However, if you are buying a New Build Property, via the Shared Ownership Scheme, you only need to put down a 5% deposit!

As a shared ownership mortgage broker, we are currently working with a fantastic specialist Building Society who combines great rates and this great product with just a 5% deposit.

This includes purchases for both houses and flats!

There is also the added bonus that this is only 5% of the shared you are purchasing.


– Full Purchase price is £300,000
– Shared being purchased = 25% (£75,000)
– Deposit = £3,750


Obtaining a 95% Shared Ownership Mortgage on a New Build Property is particularly useful if you have had previous affordability issues or if saving for a deposit has been an issue.

If you would like to speak to a shared ownership mortgage broker please get in touch or comment below.

Any questions, please let me know.

Speak soon

Alex Kerr
First Time Buyer Specialist

First Time Buyer Specialist


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