You are a First Time Buyer, we work exclusively with first time buyers to help you become Mortgage ready.

You are looking to understand how much you can borrow, the associated costs, and to see if you qualify for a mortgage.

We understand how complex this can be, and will break everything down for you in simple to understand steps, following the Mortgage Chain Method, which helps you from the moment you make contact to the moment you are ready to apply for a mortgage. Why not book a strategy call now and see if you are Mortgage Ready now – Book Strategy Call

Once your application is underway, we will assist you from the first moment, until the best part, where you are handed your keys to your new home!


Our ethos is delivered on two key elements.

Vision – To create a new homeowner in the United Kingdom every working hour 

Mission – To help First Time Buyers in the United Kingdom SMASH their mortgage application without effecting working life

Mortgage CHAIN Framework

The Mortgage CHAIN Framework is a process that all of our clients go through.  The Mortgage CHAIN framework ensures that you secure a mortgage, most suitable to your requirements quickly and effeciently, helping you go further, faster as a First Time Buyer. Step 1 is where Alex will conduct a strategy call with you, where he can help indentify your strategy and understand your current situation. If you are not ready for a mortgage now, we will make sure we keep in touch providing continued support, until you are.

Mortgage CHAIN Framework

The Mortgage CHAIN Framework will take you from the first step to the last step, always finishing with a big smile and the keys to your new dream home! Lets do this.


Calculating your affordability by assessing your income and any credit commitments is the first and most important step as well as calculating your budget to ensure your mortgage is affordable.


Finding your dream home isnt easy. But it is waiting for you right now! You just need to find it. Alex has some great tips here on how to find the property that is right for you. Remember location is key.


The next step is to submit your mortgage application with a view to obtaining your mortgage offer. A valuation will be conducted and the lender will assess your mortgage documents during the application.


Every Mortgage lhas different criteria and this is where the thinking of our process comes into play and will ensure that your mortgage application has everything that the mortgage lender would require, in the correct format.


Onto your new venture! This is where you turn a new page in your chapter and moving forwards you can relax knowing that Mortgage Chain will always be in cumminication to help you when the time comes again!


15 years combined experience across all first time buyer mortgage niches since qualifying in 2003.

take a closer look at Alex's First Time Buyer skill set

First Time Buyer Products
95% + Mortgages
New Build Mortgages
Shared Ownership Mortgages
Help to Buy Mortgages
No Deposit Mortgages


Mortgages Completed


Cups Of Costa Coffee


Happy Clients


Lender panel


Really excellent service. Our circumstances where not straight forward, so it was invaluable to have the expertise of these guys to point us in the right direction,
We will highly recommend you for what you did to help us
Thank you. Facebook review link

– Billie, Owner of Rush, Chelmsford –

Alex at mortgage chain was amazing and went above and beyond to assist us. He made sure we were able to complete on our specified date and sorted through any complications quickly and efficiently. Would definitely recommend him and his company. Google review link

– Ellie, First Time Buyer –

STOP! You’ve found the company you need…

If you want a company that values customer service, communication and reliability, then look no further. I cannot fault how Alex from Mortgage Chain handled my case. He was reassuring when I needed it, attentive, helpful and always available! The process I went through was not an easy one, but at no point did I ever think that Mortgage Chain Ltd were not pulling their weight or were slacking off. The expertise they have and the advice they gave was invaluable and I now have an amazing new forever home because of them! It is without hesitation that I recommend them wholeheartedly! Trustpilot Review link

– Stefania, Let to buy Mortgage –

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